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Legal disclaimer for websites of SG legal person 2019

(as regard to French legislation excluding recruitment websites):

TERMS AND CONDITIONS

This website is published by Societe Generale DIFC Branch

Societe Generale DIFC Branch (“SG DIFC”), located in the Dubai International Financial Centre (“DIFC”), Gate Village Building 6, 4th Floor, PO Box 29600, Dubai, UAE, is a branch of Societe Generale, a company incorporated and existing in France, having its registered office at 29, boulevard Haussmann, 75009 Paris.

Publication Manager:  Frédéric Oudéa, Chief Executive Officer
Editorial Manager:  Hanane  ARIF, Head of Communication and CSR Middle-East
This website is hosted by: Societe Generale
Société Anonyme
Paris Trade Register No. 552 120 222                                                                                           
APE No.: 651C
Registered Office: 29 Boulevard Haussmann 75009 Paris
VAT No: FR 27 552 120 222]

This website is governed by DIFC   law.

Professional regulations

Societe Generale is a licensed French credit institution supervised by the Autorité de Contrôle Prudentiel et de Résolution, (“ACPR”: 4 place de Budapest CS 92459 75436 Paris Cedex 09), controlled by the Autorité des Marchés Financiers (“AMF”) and under the prudential supervision of the European Central Bank (ECB). In accordance to the provision of French Code Monétaire et Financier (Monetary and Financial Code), Societe Generale, as a credit institution licensed for the provision of investment services, is authorized to carry out all banking operations and provide all investment services except for the investment service of the operation of a multilateral trading facility (“MTF”) or an organized trading facility (“OTF”).

This website is published by Societe Generale - DIFC Branch (“SG DIFC”). Principal place of business in the DIFC: Gate Village Building No. 6, Level 4, PO Box 29600, Dubai, UAE.

SG DIFC is regulated by the Dubai Financial Services Authority ("DFSA") and is licensed to provide its clients with a range of services that fall within the following categories of regulated services as defined in the DFSA’s rules (the “Rules”) including:

  • Arranging Deals in Investments;
  • Advising on Financial Products or Credit;
  • Arranging Credit and Advising on Credit; and
  • Arranging Custody.

Related financial products or services are only available to Market Counterparties and Professional Clients as defined by the DFSA. For the avoidance of doubt, SG DIFC does not execute orders, make investments on a discretionary basis, deal as principal or agent in relation to any transactions or hold client money or client investments, as these terms are defined in the Rules.

To benefit from the banking and financial services arranged by SG DIFC (such as the provision of bank accounts, financings, brokerage, structured products, derivitatives, etc.), you may also have to enter into other agreements directly with other Societe Generale offices or group entities located outside the DIFC and the United Arab Emirates (collectively referred to as "SG Group"), as necessary, depending on the services provided and under a distinct and separate client relationship with those other offices or group entities as may be relevant.

Content of this website

SG DIFC shall make its best efforts to ensure that the information displayed on this website is accurate and up-to-date. SG DIFC reserves its right to amend the content of this website at any time, without prior notice. However, SG DIFC is not able to guarantee that the information herein is complete or that it will not be modified by a third party (malware). Societe Generale shall not be held liable for any difficulty or impossibility to access the website due to an internet connection problem.

Neither SG DIFC nor any SG Group companies shall be held liable for any indirect consequential loss or damage, including, but not limited to: any damage or loss arising from any transaction carried out on the basis of the information herein, any loss of profit, loss of business, or any other loss arising from a service interruption due to an internet connection problem.

Further, neither SG DIFC nor any SG Group companies shall be held liable neither for the results of any factor beyond their control nor for any eventual loss or damage to the technical environment of the website users, including, but not limited to, hardware, software, or any other equipment used to access this website or use the services and/or the information herein.

Information about Financial Instruments

The potentials information or material about financial instruments on this website are provided for general information purposes only and should not to be construed as a solicitation or an offer to buy or sell any financial instruments, or any substitute for any form of advice or recommendation with respect to such financial instruments.

SG DIFC accepts no liability for losses or damages which may be directly or indirectly sustained by any visitor to the website or other person who obtains access to the material on the website.

Any person wishing to obtain information about Societe Generale products or services is requested to contact SG DIFC or Societe Generale to obtain the regulatory information document (where applicable), and any other relevant information on the availability, terms and conditions, and prices.

The Dubai Financial Services Authority has granted SG DIFC an Endorsement to its Licence that permits SG DIFC to conduct Islamic Financial Business by operating an Islamic Window.  Pursuant to SG DIFC’s Islamic Window, SG DIFC maintains a Shari’a Supervisory Board which is comprised of five board members specified above (see “Sharia Expert”). Further details of these scholars are available upon request.

Islamic products and services provided or promoted by SG DIFC as being Shari’a compliant have been reviewed by SG DIFC’s Shari’a Supervisory Board and approved through the issue of a fatwa confirming the Shari’a compliance of the Islamic financial product or service described.  Such a fatwa will be obtained from the Shari’a Supervisory Board and/or one or more of its Approved Scholars or Ad Hoc Scholars, as the case may be, and in accordance with the DFSA’s Islamic Finance Rules.

Product subscription and Investment services provision (as may be arranged by SG DIFC and provided by Societe Generale)

In accordance with its legal and regulatory requirements (particularly under the Market in Financial Instruments Directive (“MiFID”)), and depending on the type of financial instruments involved, Societe Generale may be required to verify that the financial instruments are suitable or appropriate to client investment objectives, financial situation, knowledge and experience.

Any kind of request for subscription of a product or service offered by Societe Generale requires the acceptance of Societe Generale and implies the subscriber’s acceptance to the applicable terms and conditions, and prices.

The content of this website is provided for information purposes only. This information should not to be construed as a public offer, a solicitation from Societe Generale to the visitor of the website. None of the services and products target persons from countries which prohibit those services and products: Each person interested by subscribing products/services should assess with his/her own advisor whether his/her legal and fiscal status allows it.

Warning for non-resident persons (non-resident in France)

The access to the information and products on this website could be subject to restriction for certain persons or countries other than France.  None of the services and products target persons from countries which prohibit those services and products: Each person interested by subscribing products/services should assess with his/her own advisor whether his/her legal and fiscal status allows it.

Warning for “US person”
Societe Generale is not registered as broker-dealer in accordance with US Securities Exchange Act of 1934 as amended (the “1934 Act”), nor in accordance with any other US applicable law. Furthermore, financial instruments which may be subscribed via this website are not registered, unless otherwise specified, in the US with the Securities Exchange Commission (“SEC”).

Intellectual Property

This entire website is governed by French and international legislation on copyright, trademark and database law and intellectual property in general, both as they are applicable to its form (editorial choices, layout, topics, means for accessing data, display, etc.), and to its content (text, images, etc.).

Any reproduction, representation, diffusion or re-diffusion, in whole or in part, of the contents of this website on any medium or by any means whatsoever (including, but not limited to, caching, framing), as well as any sale, resale, retransmission or any other act tending to make such contents available to any third party in any manner whatsoever shall be prohibited, except preliminary written authorization of the publication manager. Failure to comply with these restrictions shall constitute a forgery engaging the civil and criminal liability of the forger.

Only the paper reproduction is authorized under conditions of a use in strictly personal purposes, a respect for the integrity of the reproduced documents, or in short quotation with clear and readable mention of the source, for example under the following form " Extracts from the site (https://mea.societegenerale.com/en/ )  All rights reserved Societe Generale group. "

The trademarks quoted on the site are protected: their reproduction or use is forbidden.

Hypertext links: Neither SG DIFC nor any of SG Group companies shall be liable for the hypertext links towards other websites, and particularly for the contents of the linked websites.

Neither SG DIFC nor any of SG Group companies shall be liable for the hypertext links towards this website.

Personal data –

During a visit to the website, SG DIFC and/or Societe Generale may collect your personal data, as controller, in order to manage alerts, notifications, sends information and / or respond to your requests for information, through notably form, contact page

The personal data are processed by automated means, with your consent.

Your personal data are intended to Direction of the Communication as well as, if necessary, the services in capacity to answer your request and their subcontractors, and only to the extent strictly necessary to fulfil their duties.

Unless otherwise stipulated by legal or regulatory provisions, the personal data are stored for a duration no longer than necessary for the purposes for which they are processed, within the legal statute of limitations in force.

To the extent necessary for the fulfillments of the above purposes, SG DIFC and/or Societe Generale may communicate some information to its entities, service providers as well as to its partners that are not located in the DIFC or the European Economic Area. These transfers are processed in a manner and guarantees that ensures appropriate security and confidentiality of the personal data (authorisation by the competent data protection authority, contractual clauses signed between the service provider concerned and/or Binding Corporate Rule of Societe Generale group). For more details, you will find the email address per country to send your request to global.societegenerale.com/en/gdpr/ 

You are entitled to access to your personal data, to obtain rectification and erasure, a right to restriction of processing, a right to object as well as a right to data portability, in the conditions defined by the applicable regulations, from the following email address per countries: global.societegenerale.com/en/gdpr/ 

Your rights may be also exercised with SG DIFC’s Compliance Officer, by email:  julie.sanchez@sgcib.com   . For any processing by Societe Generale in France, you have the right to lodge a complaint with the Commission Nationale Informatique et Liberté (CNIL), the supervisory authority in charge of compliance with obligations regarding personal data.

Cookies

The website uses “cookies”. A cookie is a text file which is stored by your browser which is used to authenticate you during your browsing on the website. We use cookies on our site to allow a more effective and secure navigation for the users. See cookies section

Safety

This website is protected by a high level of technical security, and it is under permanent monitoring. The algorithms and mechanisms, used to protect your communications with Societe Generale and the information that pertains you, comply with the French regulations in effect.